Commercial Insurance In Ohio
We offer several types of commercial insurance here at The Poland Agency for all business owners in Ohio. Business insurance is beneficial to have because it guards your company against accidents that may be work-related or even property damage. These incidents can put your business in financial welfare if you don’t have the necessary insurance to protect you.
Commercial Insurance Requirements
In the state of Ohio, businesses are required to obtain workers’ compensation insurance as well as commercial auto insurance for any company-owned vehicles. Workers’ compensation is required for any business that has one or more employees.
There are also minimum limits that businesses must meet for any company-owned vehicles including:
- Bodily injury coverage for $25,000 per person
- Bodily injury coverage for $50,000 for two or more persons injured
- Property damage coverage of at least $25,000
Commercial Insurance Coverage
There are several coverage options available to help safeguard your business including:
- General liability- This is popular business insurance that protects against bodily injury and property damage. It also protects businesses against advertising injury.
- Business owner’s policy- This is a common option for small to medium-sized companies that are interested in combining both property damage and liability coverage into one policy that is easy to manage.
- Cyber insurance- This will protect your company against cyberattacks and data breaches. It also provides first and third-party protection for things such as legal costs, and much more. If your company stores and manages customer data, this policy is a must-have.
- Professional liability- This can protect your company from professional negligence claims and can cover legal costs.
Quotes
To obtain a quote for commercial insurance, visit our office at The Poland Agency. You can also give us a call or visit us so that one of our agents can assist you in choosing the right coverage for your business. We serve all businesses in the state of Ohio.
